Proposals for a state-backed insurance scheme to help people pay for their social care has been labelled as “hopeless” by a former government advisor.
The voluntary scheme, backed by Health and Social Care Secretary Matt Hancock, is rumoured to become the centre-piece of Boris Johnson’s domestic agenda.
The initiative would require all workers over the age of 40 to contribute 2.5% of their wages.
But Sir Andrew Dilnot, who led a cross-party commission on social care in 2010, said it wouldn’t work.
“My view on a voluntary insurance model is that it’s hopeless. There isn’t a voluntary insurance model anywhere in the world, and there’s nothing to stop there being a voluntary insurance model somewhere in the world, accept that it doesn’t work,” he told the King’s Fund in a podcast discussion on solving the problem of social care funding.
“So advocating something that could perfectly well happen but hasn’t, and hasn’t happened for very, very good reasons, is just not plausible.”
Sir Andrew said he assumed that rumours that a voluntary scheme will be implemented are “simply wrong” and that something “more sensible” will be proposed to fund social care.
“I think that some version of collective provision is what’s being talked about. I’m sure that’s what advisers, both civil service and political, will be suggesting,” he said.